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    [ARCHIVED] Amendments to the Mortgage Act came into effect Nov 1, 2021 which created new mortgage license types and a new public register of licensed mortgage brokerages, mortgage lenders and mortgage administrators. Please refer to the new public register for current data: https://beta.novascotia.ca/licensed-mortgage-brokerages-mortgage-lenders-and-mortgage-administrators. A mortgage lender is a business or person who extends credit secured by real property; or by advertisement, notice or sign indicates that the person is a mortgage lender.